On May 1/2024, the Canadian government started the Canadian Dental Care Plan (CDCP). CDCP is a dental benefit for Canadian residents who do not have access to dental insurance and have an adjusted household net income of less than $90000.
CDCP does not provide free dental care, rather it provides some coverage of your dental costs. Your combined household income determines how much of the benefit you will receive. Patients will be responsible for the difference between the benefit and the fee charged.
CDCP is for Canadians who do not have private dental benefits. It is not intended for individuals with existing dental plans. It is not recommended to drop those plans. If you cancel, you still may not be eligible. Even if you do qualify, it may end up costing you more than your premiums to get an equivalent level of care. Not all treatments and services are covered under CDCP (or covered at a lower level) so you may have a larger-out-of-pocket portion for treatment. Most premiums are paid for with pre-tax dollars, so you would receive a smaller amount back if you cancel. It would be best to consult with a financial expert before dropping your existing benefits.
If you have dental coverage through other government programs, you can still qualify for the CDCP. These plans do not count as private dental insurance or coverage; therefore, please select ‘NO’ on the application page regarding Access to Private Dental Insurance. If you have a form of government insurance already, you will still need to apply for CDCP benefits to be seen at Dentistry on West.
Please bring your CDCP membership card when you come for your appointments. Use the left link below for more information about CDCP or to apply.